Financing with Mac Haik CDJR Georgetown
CDJR Auto Loans in Georgetown
Are you looking forward to taking home a new Chrysler, Dodge, Jeep or RAM soon? At our Georgetown dealership, we are committed to the goal of helping each of our customers take home a vehicle that is a good fit for their needs and budget. We understand how important auto financing is for our customers, and we are ready to help you set up affordable loan terms for your purchase. Regardless of whether you have good or bad credit, we will work with you to help you explore the available financing options that you may qualify for.
Is Financing a Car a Good Idea?
Some of our customers know that they need a car loan to complete their purchase, but others may be on the fence about paying cash or about leasing the vehicle as an alternative. Each of our customers have unique factors to consider, but there are a few top reasons why applying for an auto loan through our financing department makes sense. When you make regular auto loan payments, you can work on building a good credit rating or potentially improving a mediocre rating. This is not possible if you pay cash for the full sales price.
Compared to leasing, a car loan does not have any mileage restrictions. You can drive the car as much or as little as you need to without any concerns about having to pay an extra fee for doing so. After you pay off your car loan, the vehicle is yours to drive without may payments, and this could save you a tremendous amount of money if you drive the car for several years after paying off the loan. On the other hand, at the end of a lease, you generally will return the car and take out another lease on a new vehicle to start the process over again. While there are pros and cons to a cash payment, a lease and an auto loan, you can see that the benefits associated with auto financing are significant.
Is There a Minimum Credit Score to Finance a Car?
Many of our customers have good to excellent credit scores, but others have had a few rough periods in their financial history and may be concerned about their credit scores. We work with many auto lenders, banks and financing companies that each have different lending requirements and parameters. These guidelines may change periodically as well. With this in mind, it makes sense to contact us for assistance with your auto loan regardless of your credit score and history. We are ready to work with you regardless of your credit score to help you locate financing that may work well for your situation.
We are eager to begin working with you and to help you explore possible financing terms for your upcoming purchase. Contact us today for more information and to apply for your new auto loan.